About Abe Student Loans

Abe is a private student loan built to help students and families cover the cost of college after federal loans, scholarships, grants, and savings fall short. Abe keeps things plain and honest with clear terms, no fees, and a borrowing experience built around what today’s students actually need. Abe is a product of Monogram LLC and is funded by DR Bank, Member FDIC.

Abe student loans are available to students enrolled, or about to enroll, in a degree-granting program at an eligible school. To apply, you’ll need to be at least the legal age of majority in your state, or at least 17 if you’re applying with a cosigner who meets the age requirement. You can be a U.S. citizen, permanent resident, or Eligible Non-Citizen (DACA recipient) – and if you are a DACA recipient or international student, you’ll need to apply with a cosigner who is a U.S. citizen or permanent resident. A dollar or more of annual income is required from the student on a solo application, or from the cosigner on a cosigned one. Though not required to apply, adding a creditworthy cosigner can increase your chance of approval and help you qualify for a lower rate. View the full eligibility requirements on our Loan Details page.

Monogram is the company behind Abe. For more than 30 years, the Monogram team has been a leader in data-driven private student lending, managing over $30 billion in private student loan assets. That track record is what makes Abe possible. Decades of knowing how student loans work, put toward building a better, more supportive way to borrow.