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Student Loans
Cover up to 100% of your college expenses1 with an AbeSM private student loan designed with real life in mind. From enrollment through graduation and repayment to whatever life throws your way, Abe offers flexible terms, built-in support and options that fit your unique path to getting a degree.2
Lowest APRs (Annual Percentage Rates) include a 0.25% discount when auto pay is elected.5
Loan benefits designed with real life in mind.
No application fees, processing fees, or late fees
Four repayment options, five loan terms2
Available to students enrolled full time or less than half time
Up to 100% of college expenses covered including tuition, housing, books and more1
Rate discounts for auto pay5 and making on-time payments6
Reduce your principal balance by 2% upon request after graduation with our Grad Reward7
Find the loan that fits your goals.
Whether you’re pursuing a graduate degree, certificate, or just a few more credits, Abe offers flexible private student loans for full-time and less than half-time students to help you fund your next step.
Undergraduate
For undergraduate students enrolled in a bachelor’s or associate’s degree program.
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Graduate
For graduate students enrolled in a degree or certificate program.
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Law
For graduate students enrolled in a Law degree program.
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MBA
For graduate students enrolled in an MBA degree program.
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Medical
For graduate student enrolled in a doctoral degree program: Doctor of Medicine (MD), Osteopathic Medicine (DO), Veterinary Medicine (DVM, VMD), or Podiatric Medicine (PM).
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Dental
For graduate students enrolled in a dentistry degree program (Pediatric Dentistry, Periodontics, Oral Surgeon etc.).
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Healthcare Professionals
For graduate students enrolled in a nursing, pharmacy, or allied health professional (e.g., Dietitians, OT, Speech Pathologist, Audiologist, Dental Hygienist etc.) degree program.
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How Abe stacks up.*
Fixed Rates8
Zero Fees
Grace Period9,10
Repayment Terms2
2% Grad Reward7
On-Time Payment Discount6
Abe.
3.04% to 15.61% APR3,4
Up to 12 Months†
5, 7, 10, 15 or 20 Years
Sallie Mae
3.19% to 16.99% APR
6 Months
10 to 15 Years
CollegeAve
3.19% to 17.99% APR
6 Months
5, 8, 10 or 15 Years
Earnest
3.24% to 14.30% APR
9 Months
5, 7, 10, 12 or 15 Years
Sofi
3.29% to 15.99% APR
6 Months
5, 7, 10 or 15 Years
*Comparisons based on competitors’ websites (as of 7/3/25).
†6 months grace guaranteed + possible 6 months grace extension.
Apply in minutes with 3 easy steps.
Find your rate11
Choose your repayment option and term2
Finish your application and submit
Have questions before you take the next step? Check out our FAQs or Contact Us.